(847) 980-7746

Chicago, IL Sarasota, FL Crystal Lake, IL

Process

Client Understanding Process

Free Consultations
Locally Owned
Certified Financial Planner on Staff

Free Consultations | Certified Financial Planner

(847) 980-7746 (773) 867-8665

Do You Know What You Are Invested in and Why?

Client understanding and realistic financial planning are at the core of JPWM’s investment philosophy. From the first steps of client engagement through the investment process and to ongoing quarterly and annual reviews, Johnson Private Wealth Management strives to keep clients informed about their portfolio allocation, investment changes, and the markets. In-depth financial planning is offered to all Full-Service Wealth Management clients, determining the shape of their portfolio and allowing them to successfully plan for the future. Read below to learn more about our investment process.

Risk Behavior

We believe properly determining your risk tolerance requires more than just answering 10 questions. At JPWM, an in-depth determination of risk tolerance is the foundation of our investment process. We apply a statistical analysis that measures how your risk tolerance and risk capacity will influence a suitable Asset Allocation.

Asset Allocation

Asset allocation is the implementation of an investment strategy that attempts to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to the investor's risk tolerance, goals, and investment time frame.

Investment Policy Statement

Your Asset Allocation forms a part of your Investment Policy Statement (IPS). An IPS is a written strategy and commitment to a disciplined investment plan and asset allocation. We provide every client with an IPS designed to help you reach your investment and financial goals. It is created specifically for you based on your investment objectives, time horizon, risk tolerance and financial situation.

Financial Plan

Every Full-Service Wealth Management client¹ is provided with a financial plan. A financial plan is a comprehensive evaluation of your current and future financial state, using currently known variables to predict future cash flows, asset values, and withdrawal plans. It is a roadmap of your financial future and allows you to see your expected portfolio balances, year-in and year-out, through retirement.

Quarterly Reviews

We meet with our Full-Service Wealth Management clients every quarter to conduct a portfolio review. The year-end annual visit (conducted in January and February) includes an in-depth review of your financial plan, during which time we make any necessary adjustments based upon life or career changes during the year. Reviewing the financial plan annually, understanding variances, and making changes allow clients to stay on target to meet their financial goals and attain a successful retirement.

Note: ¹Full-Service Wealth Management clients receive a Risk Tolerance Assessment, Asset Allocation, Investment Policy Statement, Financial Planning services, and quarterly reviews. Clients invested in low cost ETF strategies receive a Risk Tolerance Assessment, Asset Allocation, and Investment Policy Statement, but do not receive a financial plan and have annual reviews, rather than quarterly reviews.

To view our Risk Tolerance Questionnaire,

click here

For an example of asset allocation models,

click here

For a sample IPS, please

click here

For a sample financial plan, please

click here

About Founder and CEO, Barbara Johnson

33 S Gulfstream #804

Sarasota, Fl 34236

820 E Terra Cotta Ave #142

Crystal Lake, IL 60014

Disclosure

WARRANTIES & DISCLAIMERS

There are no warranties implied.

Johnson Private Wealth Management (“JPWM”) is a registered investment adviser located in Chicago, Illinois. JPWM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. JPWM’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of JPWM’s web site on the Internet should not be construed by any consumer and / or prospective client as JPWM’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by JPWM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of JPWM, please contact the state securities regulators for those states in which JPWM maintains a registration filing. A copy of JPWM’s current written disclosure statement discussing RIA Firm Name’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from JPWM upon written request. JPWM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to JPWM’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and / or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to JPWM’s web site, the client and / or prospective client acknowledges and understands that the information resulting from the use of any such calculator / device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from RIA, or from any other investment professional.

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Client Understanding Process

Free Consultations
Locally Owned
Certified Financial Planner on Staff

Free Consultations | Certified Financial Planner

Do You Know What You Are Invested in and Why?

Risk Behavior

Asset Allocation

Investment Policy Statement

Financial Plan

Quarterly Reviews

HOURS

HOURS

CONTACT US

Client Understanding Process

Free ConsultationsLocally OwnedCertified Financial Planner on Staff

Free Consultations | Certified Financial Planner

Do You Know What You Are Invested in and Why?

Risk Behavior

Asset Allocation

Investment Policy Statement

Financial Plan

Quarterly Reviews

HOURS

HOURS

CONTACT US

Free Consultations
Locally Owned
Certified Financial Planner on Staff